Long-Term Care Medi-Cal and IHSS Asset Limits in 2027

About the Webinar

The asset eligibility test for Long-Term Care and HCBS Medi-Cal is changing in July 2027. Learn what’s changing and how the current window of opportunity lets families who plan ahead lock in today’s higher asset limits. Join Dennis M. Sandoval, founder of Sandoval Legacy Group, for a complimentary briefing on what’s changing, who it affects, and what you can do before it does.

What Will Be Discussed:

• What services are provided by Long-Term Care Medi-Cal and In-Home Supportive Services? LTC Medi-Cal pays skilled nursing costs for qualifying seniors and people with disabilities. IHSS provides caregivers for qualifying persons.

• What is the Assisted Living Waiver, and who qualifies? ALW Medi-Cal pays for nursing home level care at home or in an assisted living facility.

• What are the current income and asset limits for IHSS, ALW, and LTC Medi-Cal? Current figures for both unmarried and married applicants.

• What is the window of opportunity that exists before asset limits drop in July 2027? Plan now to lock in today’s limits before they fall dramatically next year.

• How much can I save if I act now? Putting an Asset Preservation Plan in place can save $15,000 or more, and can prevent Medi-Cal from recovering against your home and savings after you die.

• Can an Asset Preservation Plan protect your spouse? Yes. It helps maximize the income and assets a community spouse can retain for his or her own needs.

Who Should Attend:

• Anyone currently receiving IHSS, ALW, or Long-Term Care Medi-Cal

• Families with a senior or a loved one with a disability who may need caregiving or long-term care services in the future

• Surviving and community spouses looking to maximize the income and assets they can retain

• Hospital discharge planners, nursing home administrators, and social workers who need to stay current with HCBS and LTC Medi-Cal eligibility rules and advise patients and families on planning opportunities

• Anyone with a Medi-Cal plan built before 2026, since the eligibility rules have changed twice since

• Anyone who wants to take advantage of a long-term care planning window that is only open for the next nine months

​​​​​​​Why This Event Is Not To Be Missed:
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• These are enacted laws, not proposals. The change is already on the books.

• Roughly nine months of planning runway remain before the July 2027 change takes effect. Once the window closes, options available today will no longer be available.

• Advance planning and crisis planning are not the same thing. Families who plan ahead have strategies that families in a crisis simply don’t.​​​​​​​

• Peace of mind that comes from having your plan in place.

Why This Matters

Long-term care planning can feel overwhelming for families navigating aging, healthcare decisions, caregiving responsibilities, and rising care costs.